mesbooks Chapter 132
Chapter 132
The conversation between the two old men on death row was recorded by the jailer who listened to it, compiled it into a file, and handed it over to the royal archives.
Tian Ergeng, Wei Zhongxian, and Xu Yingyuan all had a cursory understanding, showing a trace of disdain, and then threw them directly into the file for archiving.
Then the three of them came to the Qianqing Palace to meet the Son of Heaven Zhu Youzhen.
Because Jiangnan and Southeast have joined forces, they are ready to kill the Royal Bank of the Ming Empire.
With the first victory, the two major capital predators in Jiangnan and Southeast are ready to go down and clean up the Daming Royal Bank.
"All three of you have got the information?"
Zhu Youzhen had already gotten Wei Guogong and the group of capital predators in the southeast who were ready to make trouble.
However, the ones he exchanged from the system are all expert-level financial talents, and he has long been guarding against this hand, and he is not afraid of them running on it at all.
Wang Chengen said: "Emperor, these people have saved 100 million.
Seeing that the north has invested heavily in infrastructure and industry, I feel that the funds of the Royal Bank should start to be insufficient on "May 17", so..."
"Then let them save, anyway, the Imperial Royal Bank has been established, and it is necessary to talk about credibility, and credibility is quite important. "
Zhu Youzhen didn't plan to be a bandit, after all, this kind of thing is used in a bank, and it is easy to collapse.
The most important thing for a bank is its reputation, and only by building up its credibility can it be sustainable.
Moreover, banks are an important pillar of future industrial construction.
Surviving this period would establish the supreme position of the Imperial Royal Bank in the Ming Empire.
"It's okay, the people in the north all believe in Your Majesty, so there is no run, only the remnants of the south and the north are manipulating. "
Although Wang Chengen was a little anxious in his heart, he was worried that the game would collapse and he would not be able to explain to the Son of Heaven.
"Stabilize the people and let the Daming Royal Bank be deeply rooted in the hearts of the people, which is opened by me and the Daming royal family, and the reputation is the first. "
After that, Zhu Youzhen looked at Tian Ergeng and said, "Tian Aiqing, has Lin Danhan's silver arrived?"
Tian Ergeng said: "Your Majesty, it has been received, and there is a branch of Datong Daming Royal Bank." "
After hearing Tian Ergeng's reply, Zhu Youzhen nodded and said:
"Wang Daban, keep the funds sufficient, there are still 200 million reserves in the empire's internal funds, which is enough to deal with it. "
For the infrastructure and industry in the north, the silver is not taken out at one time, and the amount is directly withdrawn through the bank.
There is no shortage of bank funds!
And he slowed down his pace and was not in a hurry.
The South wants to give him a fatal blow, and it is only their own thoughts.
Wei Zhongxian sneered: "Emperor, this group of people is really willing, a large amount of money is deposited and withdrawn from another bank.
100 million, once it comes and goes, the bank will make a profit of tens of thousands of taels. "
Wang Chengen smiled and said, "This is just a commission extracted from other places.
Only if it is stored for more than three years, these fees will be waived, and only a handling fee of one hundred taels of silver will be charged. "
The people of the north were free to access and withdraw money, and they could be mentioned at any branch of the Imperial Royal Bank.
Only more than 1,000 taels of silver are charged, and the fee is only charged at a rate of 2/1000.
For depositors with less than 1,000 taels of silver, the withdrawal from other places is directly free!
Therefore, judging from the silver deposits of private depositors, in just half a year, there have been 200 million taels of silver.
Among them, 1.5 billion silver is stored for a long time, eating interest!
The interest given by the empire is also good, 10,000 taels of silver, and you can get 100 taels of silver interest every year.
In this era, the interest rate is not low.
The common people in the capital now have money in their hands, after all, they all follow His Majesty to eat the imperial grain.
I am not worried that His Majesty will trap them.
On the contrary, they trusted the Son of Heaven very much, and they all kept their silver in the bank for interest.
Some are stored for a five-year period, while others are stored for a ten-year period.
The interest rate is 2 percent per annum for five years and 3 percent for 10 years.
The longer the term, the higher the interest!
The South raised a total of 400 million yuan, and directly deposited 300 million for three years, which is ready to pit the bank.
Waiting for the silver to be spent by the empire, they immediately did not want interest, but directly withdrew the silver.
The banks ran out of money, and a run on the bank began.
As long as the matter is made bigger, a huge run can be formed, which will directly make the Royal Bank of the Ming Empire stillborn.
Zhu Youzhen sneered: "Since they like to play, if they can't pit them for 10 million taels of silver, I'm so sorry for their kindness." "
The bank was run by the Son of Heaven, and both the officials and the common people had great trust in the Son of Heaven.
So the amount of silver in the Imperial Bank is quite abundant!
The south can raise three or four hundred million taels of silver, which is already the limit. (If you read a violent novel, go to Feilu Novel Network!)
What's more, the empire is not short of food, and food is open to use!
Some in the south directly speculate grain in the north, and it is even more a death act.
What's more, the infrastructure workers and industrial workers in the north like to ask for food, not silver.
What he has is food, six months is a wave, and he can afford to play.
They didn't even know that Zhu Youzhen still had 200 million silver in his inner money as a reserve. []
It's not at all what they think, the Son of Heaven has no silver in his hands.0
Now Zhu Youzhen really likes Lin Dan Khan a little, it is the big cow he raises!
Lin Dan Khan has made great contributions to the development of the Ming Empire!
In terms of silver expenses, Huang Taiji's contribution to Zhu Youzhen was not as high as Lin Dahan.
It can be seen how rich Lin Dan Khan's ancestral business is!
Tian Ergeng said enviously: "Your Majesty, the minister really admires Lin Da Khan.
After he unified Moxi and Monan, according to the minister's estimate, he estimated that he also looted 100 million silver. "
Wei Zhongxian looked at Tian Ergeng in shock and said, "You didn't say anything wrong?"
Tian Ergeng smiled: "Duke Wei, can I make a mistake in this kind of big thing?"
Zhu Youzhen smiled: "Old Wei, you underestimate them."
As far as I know, if Lin Dan Khan had the ability to fool, he would be able to fool 50 million taels of silver from Wusi. "
"All these wild lands have such great wealth?"
Wei Zhongxian was really stunned!
"You don't understand, Wu Sizang used to be Tianzhu, Tianzhu is rich in gold and is very rich. "
After that, Zhu You sighed: "It's a pity that Tianzhu has now been seized by Xiyi for some gold and silver!"
Otherwise, Tianzhu's gold and silver are definitely beyond your imagination.
It is Siam, Luzon and other regions, which royal family does not have a thousand taels of silver!
Goryeo, everyone is more familiar with it, the royal family and the treasury combined, no less than 50 million taels of silver!"
"I lost money in the Ming Dynasty, I always thought they were very poor, it turned out that everyone was a little tyrant!"
Tian Ergeng's eyes were eager, and he couldn't wait for Jinyiwei to get 1.8 of the silver of these feudal kingdoms.
However, Zhu Youzhen did not mention the interests of the ocean!
Slowly Ocean Mountain, how many continents have not yet been discovered?
These undiscovered continents are full of gold and silver, and Uncle Hei's family has gold and silver.
The same is true of the Americas now, all of which are under the plundering of the Western Yi.
It can be said that this era is the age of fucking bandits, and if you want to get rich, you have to be bandits.
The countries of Xiyi are all acting as bandits, constantly grabbing the wealth of the whole world.
"There are many rich countries in this world.
Especially those ancient empires, such as Tianzhu, if they are cleaned, more than two billion taels of silver will be safe. "
"No wonder Lin Dan Khan has a lot of money, it turns out that their ancestors are really nouveau riche, and they can make themselves super tyrants through robbery. "
Tian Ergeng is becoming more and more enthusiastic about foreign intelligence and all kinds of informal trade.
I can't wait for the wealth of the world to belong to the Ming Empire.