Chapter 274 The bald head is strong
Chapter 274 The bald head is strong
Chapter 274 The bald head is strong
Luo Chen pushed open the glass door, and a pungent smell of smoke hit his face. Even Luo Chen, who is a habitual smoker, felt a bit of discomfort, and Tan Lin even pinched his nose.
The two walked in, and the room was similar to an office space in an office building. There were six office seats, plus an area with tables and chairs. At the moment, three shirtless men were playing cards around the table. They all had a cigarette in their mouth and kept yelling, spitting out a few dirty words from time to time.
The three big men noticed, Luo Chen and Tan Lin came in, one of the bald men stood up, took a puff of a cigarette, then held the cigarette in his hand, and said with a playful smile.
"Hey, Miss Tan is here, and this little brother, is he a guest?"
Luo Chen looked indifferent, ignored the bald man, but went to the window first, opened the three windows in the room, the sunlight shone in, brightened the dark room a lot, and the breeze followed, blowing in and disappearing. Strong tobacco taste.
A man with a plate size at the table threw the cards away and said dissatisfied.
"Boy, what do you mean, you don't even pay attention to my elder brother's greetings?"
Luo Chen still ignored him, came to the side on his own, sat down on an empty sofa, and lit a cigarette for himself.
The three of the bald men were stunned by Luo Chen's mysterious behavior for a while, not knowing what to do.
Tan Lin walked over, seeing the bald man seemed displeased, and said politely.
"Brother Qiang, don't be angry, this is my friend, and he accompanied me to pay back the money today."
Hearing the repayment, the bald man immediately smiled.
"Miss Tan said earlier, in fact, I'm planning to find you today, come sit down and talk."
After finishing speaking, the bald man greeted the two brothers again.
"Second and third, get up and give your seat to Miss Tan."
After hearing this, the second and third children obediently moved out of their seats.
The big sofa was a high-end product, but it was ruined by these two careless people, and it was already in bad shape. Tan Lin was a little worried that her expensive skirt would be dirty, so she sat on Luo Chen's small sofa, and the two of them hugged each other tightly. right next to.
The bald man sat opposite Luo Chen, seeing Luo Chen suppressing a smile, frowned, and asked Luo Chen.
"Brother, what are you laughing at?"
Luo Chen burst out laughing, and the three bald men looked at each other, wondering what made Luo Chen so funny.
After laughing, Luo Chen leaned forward and said to the bald man.
"Your name is Brother Qiang?"
"My name is Liu Qiang, and everyone on the road calls me Brother Qiang."
Liu Qiang didn't understand Luo Chen's words, so he asked Luo Chen's name instead.
"My name is Luo Chen, you remember it well."
After finishing speaking, Luo Chen flicked his fingers and dropped the ashtray into the ashtray with a very provocative expression.
"Since you are called Brother Qiang and you are bald, then I will call you bald Qiang."
When Luo Chen said it so abruptly, Tan Lin felt that Liu Qiang, who was sitting across from her, looked a bit like Liu Qiang, so she couldn't hold back, and let out a coquettish laugh.
"Boy, are you here to find trouble?!"
The second child pointed at Luo Chen with a dissatisfied expression.
Liu Qiang looked a little angry at the moment, but he couldn't bear it.
This scene frightened Tan Lin. She put away her smile and gently tugged Luo Chen's wrist.
Luo Chen took Tan Lin's little hand down, signaled her to ignore it with his eyes, and then said to Liu Qiang with a smile.
"It's just a joke, Brother Qiang, don't take it seriously. In fact, I also came to ask Brother Qiang for help today."
After Liu Qiang listened, his expression softened a little, and the second and third children behind Liu Qiang also settled down when they saw that Luo Chen was a guest.
"Since you are a guest, Ms. Tan should tell you my rules, right?"
After speaking, Liu Qiang also lit a cigarette, and after taking a sip, he leaned back and put his hands on the sofa.
Luo Chen stubbed out the cigarette butt in the ashtray, and also leaned on the sofa, holding his hands in front of his chest.
"Miss Tan hasn't told me yet, Brother Qiang, please introduce me."
Liu Qiang waved his finger, the second child saw it, and said.
"We lend, divided into long-term loans and short-term loans. Long-term loan interest is calculated on a monthly basis, with a maximum of half a year, and short-term loans are calculated on a daily basis, with a maximum of seven days. Long-term loans start at 50 to 100 million, and short-term loans are less than 50. We don’t lend money above 100 million.”
Luo Chen thought that he was quite professional, he didn't dare to take out a big loan, he just wanted to make a small amount of money.
"How much is the interest?"
"The daily interest rate for short-term loans is 20.00%, and the interest rate doubles every day for more than seven days. The monthly interest rate for long-term loans is [-]%, and the interest rate is doubled for more than half a year."
"The interest rate is quite high."
Luo Chen did some calculations, and the interest rate is already close to stealing money, but most of the private loan sharks are like this.
Liu Qiang exhaled a puff of smoke and said with a smile.
"Our rules are like this. If the little brother thinks it's wrong, you can look for it again."
Luo Chen scratched his hair, pretending to be embarrassed.
"It's not that I don't think it's okay, it's that the money you can give is too little."
These words instantly aroused Liu Qiang's interest. It's not that he doesn't have so much money to lend, but because normal people's loans are nothing more than gambling, speculation and some shady activities.
These people often don't need too much money and are able to borrow more than 100 million yuan, why should they find him Liu Qiang.They have a better way to solve the problem, and lending to those who are really unable to repay is undoubtedly asking for trouble. This is also the experience Liu Qiang has gained from working in this business for several years.
However, there are always some exceptions in everything. After all, Tan Lin often sugar daddies, and Luo Chen is her friend, so it may not be a big deal.
For Liu Qiang, he would rather believe it.
"Brother Luo, how much do you want to borrow?"
"No rush. Before that, I want to talk to Brother Qiang about Miss Tan's loan."
Liu Qiang nodded, it doesn't matter what we talk about first, it's all business anyway, so he called the second child.
"Second, bring the ledger here."
The second child brought a thick account book, Liu Qiang found Tan Lin's loan information, and told Luo Chen.
"Miss Tan borrowed 10 yuan from me a month and a half ago, and the interest is calculated daily."
Tan Lin interrupted Liu Qiang angrily.
"Obviously it's calculated on a monthly basis. If I ask you for 12, I'll give you [-] in one month!"
"No, no, Miss Tan made a mistake. It's calculated on a daily basis. Look, isn't it clearly written on it?"
Liu Qiang smiled maliciously, and then showed Luo Chen the bill.
The amount of money Tan Lin owed every day was densely written on it, with Tan Lin's signature at the bottom, and the loan statement on the top, which was written on a daily basis.
Luo Chen looked at Tan Lin suspiciously.
"What is written on it is indeed a daily calculation."
Seeing Luo Chen doubting herself, Tan Lin suddenly felt that she didn't know how to explain it.
She was sure that when she borrowed money, she could see clearly that the monthly calculation was correct, so Tan Lin dared to borrow money.
But the last time Tan Lin came to pay back the money, the bill changed. Tan Lin wanted to ask Liu Qiang for an explanation, but she was helpless as a woman, and she was scared when Liu Qiang threatened her.
Now that Liu Qiang is saying this again, Tan Lin is so angry that she can only pin her hopes on Luo Chen.
(End of this chapter)
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